Cigna MRI Rates in Nashville
Published Cigna negotiated rates for MRI at 15 hospitals in Nashville, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$84.22
Vanderbilt University Medical Center
all plan types
Highest Rate
$10,542.11
TriStar Horizon Medical Center
all plan types
Rate Spread
125x
across all plan types
Hospitals
15
with Cigna data
Cigna's negotiated MRI rates in Nashville span 125x, from $84.22 at Vanderbilt University Medical Center (IFP Connect Exchange) to $10,542.11 at TriStar Horizon Medical Center. Across 15 hospitals, the median rate is $519.65. Lowest figures can reflect government-linked plan types rather than commercial contracts, so plan type matters when comparing.
Cigna MRI Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| Vanderbilt University Medical Center | $84.22 |
| Maury Regional Medical Center | $231.49 |
| Vanderbilt Wilson County Hospital | $378.84 |
| Ascension Saint Thomas Midtown | $414.54 |
| Ascension Saint Thomas West | $414.54 |
| Ascension Saint Thomas Rutherford | $457.23 |
| HighPoint Health Sumner (Sumner Regional Medical Center) | $493 |
| TriStar StoneCrest Medical Center | $1,220 |
| TriStar NorthCrest Medical Center | $1,264.88 |
| TriStar Southern Hills Medical Center | $1,930.36 |
| TriStar Centennial Medical Center | $2,213.43 |
| TriStar Hendersonville Medical Center | $2,530.03 |
| TriStar Skyline Medical Center | $2,742.44 |
| TriStar Summit Medical Center | $3,290.47 |
| TriStar Horizon Medical Center | $3,541.13 |
Median of all 262 published Cigna rates for MRI at these hospitals: $519.65
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Cigna MRI Rates in Nashville
Where Nashville MRI rates start and top out for Cigna. The lowest published rates come from Vanderbilt University Medical Center at $84.22, Maury Regional Medical Center at $231.49 and Vanderbilt Wilson County Hospital at $378.84. At the other end, TriStar Horizon Medical Center reaches $10,542.11, with TriStar Summit Medical Center and TriStar Centennial Medical Center also posting some of the higher maximums in the table.
The 125x spread and the plan behind a rate. Across 15 hospitals, the median of all 262 published Cigna rates is $519.65, so the spread is wide. The lowest rates are tied to plan types such as IFP Connect Exchange and Medicare Advantage, so the low end likely reflects those plans rather than commercial plans. The plan behind a rate is not always clear from the table alone.
What a Cigna member can ask about a Nashville MRI.
- Ask Cigna for your own plan's negotiated rate and estimated cost share at a named hospital.
- Ask Cigna whether that hospital is in network for your plan.
- Ask the hospital for an estimate.
These are facility rates, and professional fees are billed separately.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Nashville
Frequently Asked Questions
Where is the lowest-cost Cigna MRI in Nashville?
The lowest Cigna negotiated rate for MRI in Nashville is $84.22 at Vanderbilt University Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $10,542.11 at TriStar Horizon Medical Center, a 125x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Nashville hospitals have published Cigna rates?
15 hospitals in the Nashville area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Do I need a referral for an MRI with Cigna?
Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com