Cigna MRI Rates in Miami-Fort Lauderdale-West Palm Beach

Published Cigna negotiated rates for MRI at 26 hospitals in Miami-Fort Lauderdale-West Palm Beach, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$130.81

Bethesda Hospital East

all plan types

Highest Rate

$14,455.40

HCA Florida Woodmont Hospital

all plan types

Rate Spread

111x

across all plan types

Hospitals

26

with Cigna data

Cigna MRI rates across 26 Miami-Fort Lauderdale-West Palm Beach hospitals span a 111x gap, from $130.81 at Bethesda Hospital East to $14,455.40 at HCA Florida Woodmont Hospital. The median negotiated rate is $1,236. The lowest figure is a Cigna Medicare Advantage rate, and rates under government-linked plans often sit below commercial ones.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna MRI Rates by Hospital

Hospital Lowest Cigna Rate
Bethesda Hospital East $130.81
Baptist Hospital of Miami $142.03
Doctors Hospital $142.03
Homestead Hospital $142.03
South Miami Hospital $142.03
West Kendall Baptist Hospital $142.03
Lakeside Medical Center $242.63
Holy Cross Hospital $251.51
Cleveland Clinic Weston Hospital $585.89
Memorial Hospital Miramar $904
Memorial Hospital Pembroke $904
Memorial Hospital West $904
Memorial Regional Hospital $904
Jackson Memorial Hospital $1,106
Jackson North Medical Center $1,106
Jackson South Medical Center $1,106
Jackson West Medical Center $1,106
Boca Raton Regional Hospital $1,236
Nicklaus Children's Hospital $1,309.30
Mount Sinai Medical Center $2,930.73
HCA Florida JFK Hospital $5,548
HCA Florida JFK North Hospital $5,548
HCA Florida Aventura Hospital $5,823.20
HCA Florida Mercy Hospital $6,031.20
HCA Florida Kendall Hospital $12,372.80
HCA Florida Woodmont Hospital $14,455.40

Median of all 493 published Cigna rates for MRI at these hospitals: $1,236

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Cigna MRI Rates in Miami-Fort Lauderdale-West Palm Beach

Where Cigna MRI rates in Miami start and top out. The lowest published rates in the table are $130.81 at Bethesda Hospital East, then $142.03 at Baptist Hospital of Miami and Doctors Hospital. At the other end, HCA Florida Woodmont Hospital shows $14,455.40, HCA Florida Kendall Hospital starts at $12,372.80, and HCA Florida Mercy Hospital has a highest rate of $7,810.40.

How wide the Cigna MRI spread runs across Miami-Fort Lauderdale-West Palm Beach. The page shows a spread of 111x, and the median of all 493 published Cigna rates for this procedure at these hospitals is $1,236. The plan types beside the lowest rates are Cigna Medicare Advantage plans, so the low end likely reflects those plans rather than commercial plans. Hospitals at the high end list COMM as the plan type.

What a Cigna member can ask about a Miami MRI. Questions worth putting to the right party:

  • Ask Cigna for your own plan's negotiated rate and estimated cost share at a named hospital.
  • Ask Cigna whether that hospital is in network for your plan.
  • Ask the hospital for an estimate.

These are facility rates, and professional fees, such as a radiologist's reading, are billed separately.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Miami-Fort Lauderdale-West Palm Beach

View all MRI prices in Miami-Fort Lauderdale-West Palm Beach (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna MRI in Miami-Fort Lauderdale-West Palm Beach?

The lowest Cigna negotiated rate for MRI in Miami-Fort Lauderdale-West Palm Beach is $130.81 at Bethesda Hospital East, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $14,455.40 at HCA Florida Woodmont Hospital, an 111x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Miami-Fort Lauderdale-West Palm Beach hospitals have published Cigna rates?

26 hospitals in the Miami-Fort Lauderdale-West Palm Beach area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Do I need a referral for an MRI with Cigna?

Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com