Cigna MRI Rates in Lakeland-Winter Haven

Published Cigna negotiated rates for MRI at 4 hospitals in Lakeland-Winter Haven, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$266.61

AdventHealth Lake Wales

all plan types

Highest Rate

$715.19

AdventHealth Heart of Florida

all plan types

Rate Spread

across all plan types

Hospitals

with Cigna data

Cigna's negotiated MRI rates in Lakeland-Winter Haven swing roughly 3x, from $266.61 at AdventHealth Lake Wales to $715.19 at AdventHealth Heart of Florida. The lowest figure falls under a Medicare Managed Care HMO/PPO plan, so it may not reflect commercial pricing. The median across the four hospitals is $715.19.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna MRI Rates by Hospital

Hospital	Lowest Cigna Rate	Plan Type	Highest Rate	Plans
AdventHealth Lake Wales	$266.61	Medicare Managed Care - Hmo/Ppo	$715.19	4
Bartow Regional Medical Center	$279.03	Medicare HMO	$3,874.11	12
Winter Haven Hospital	$279.03	Medicare HMO	$3,874.11	12
AdventHealth Heart of Florida	$514.72	Surefit Epo	$715.19	6

Median of all 34 published Cigna rates for MRI at these hospitals: $715.19

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Cigna MRI Rates in Lakeland-Winter Haven

Where Lakeland mri rates start for Cigna. The lowest published rates in the table are $266.61 at AdventHealth Lake Wales, followed by $279.03 at Bartow Regional Medical Center and at Winter Haven Hospital. At the top, AdventHealth Heart of Florida shows $715.19, and Bartow Regional Medical Center and Winter Haven Hospital each list a highest rate of $3,874.11.

How wide the Cigna mri spread runs in Lakeland-Winter Haven. The page shows a spread of 3x, with a median of $715.19 across all 34 published Cigna rates at these 4 hospitals. The plan types beside the lowest rates are Medicare Managed Care and Medicare HMO, so the low end likely reflects those plans rather than commercial plans. The plan behind any one rate is not always stated.

What a Cigna member can ask about a Lakeland mri. These are facility rates, and professional fees are billed separately.

Ask Cigna for your own plan's negotiated rate and estimated cost share at a named hospital, such as Winter Haven Hospital.
Ask Cigna whether that hospital is in network for your plan.
Ask the hospital for an estimate before the scan.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Lakeland-Winter Haven

Florida Blue $242.63 - $5,496 5 hospitals Aetna $156.98 - $662.59 4 hospitals Freedom Health $160.78 - $261.63 4 hospitals Simply Healthcare $160.78 - $264.12 4 hospitals UnitedHealthcare $156.19 - $487.85 4 hospitals

View all MRI prices in Lakeland-Winter Haven (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna MRI in Lakeland-Winter Haven?

The lowest Cigna negotiated rate for MRI in Lakeland-Winter Haven is $266.61 at AdventHealth Lake Wales, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $715.19 at AdventHealth Heart of Florida, a 3x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Lakeland-Winter Haven hospitals have published Cigna rates?

4 hospitals in the Lakeland-Winter Haven area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Do I need a referral for an MRI with Cigna?

Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com