Cigna Knee Replacement Rates in Tampa-St. Petersburg

Published Cigna negotiated rates for Knee Replacement at 25 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$3,885

Tampa General Hospital

all plan types

Highest Rate

$14,852.77

St. Joseph's Hospital

all plan types

Rate Spread

across all plan types

Hospitals

with Cigna data

Cigna's negotiated rates for knee replacement in Tampa-St. Petersburg span roughly 4x, from $3,885 at Tampa General Hospital (HMO) to $14,852.77 at St. Joseph's Hospital. Across 25 hospitals, the median rate is $7,480. The lowest figures often reflect Medicaid or Medicare plan types rather than commercial coverage.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna Knee Replacement Rates by Hospital

Hospital	Lowest Cigna Rate	Plan Type	Highest Rate	Plans
Tampa General Hospital	$3,885	Hmo	$14,345.67	3
HCA Florida Bayonet Point Hospital	$7,480	HMO	$16,758.96	23
HCA Florida Brandon Hospital	$7,480	HMO	$16,758.96	23
HCA Florida Largo Hospital	$7,480	HMO	$16,758.96	23
HCA Florida Largo West Hospital	$7,480	HMO	$7,480	22
HCA Florida Northside Hospital	$7,480	HMO	$16,758.96	23
HCA Florida Pasadena Hospital	$7,480	HMO	$16,758.96	23
HCA Florida South Shore Hospital	$7,480	HMO	$16,758.96	23
HCA Florida South Tampa Hospital	$7,480	HMO	$16,758.96	23
HCA Florida St. Petersburg Hospital	$7,480	HMO	$16,758.96	23
HCA Florida Trinity Hospital	$7,480	HMO	$16,758.96	23
HCA Florida West Tampa Hospital	$7,480	HMO	$16,758.96	23
HCA Florida Oak Hill Hospital	$8,484	HMO	$16,758.96	23
Mease Countryside Hospital	$12,915.46	Medicare HMO	$12,915.46	1
AdventHealth Carrollwood	$14,345.67	Medicare Managed Care - Hmo/Ppo	$14,345.67	1
AdventHealth North Pinellas	$14,345.67	Medicare Managed Care - Hmo/Ppo	$14,345.67	1
AdventHealth Tampa	$14,345.67	Medicare Managed Care - Hmo/Ppo	$14,345.67	1
AdventHealth Wesley Chapel	$14,345.67	Medicare Managed Care - Hmo/Ppo	$14,345.67	1
AdventHealth Zephyrhills	$14,345.67	Medicare Managed Care - Hmo/Ppo	$14,345.67	1
BayCare Hospital Wesley Chapel	$14,852.77	Medicare HMO	$14,852.77	1
Mease Dunedin Hospital	$14,852.77	Medicare HMO	$14,852.77	1
Morton Plant Hospital	$14,852.77	Medicare HMO	$14,852.77	1
Morton Plant North Bay Hospital	$14,852.77	Medicare HMO	$14,852.77	1
South Florida Baptist Hospital	$14,852.77	Medicare HMO	$14,852.77	1
St. Joseph's Hospital	$14,852.77	Medicare HMO	$14,852.77	1

Median of all 290 published Cigna rates for Knee Replacement at these hospitals: $7,480

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Cigna Knee Replacement Rates in Tampa-St. Petersburg

Where Tampa knee replacement rates start for Cigna. The lowest published figure is $3,885 at Tampa General Hospital, followed by $7,480 at HCA Florida Bayonet Point Hospital and HCA Florida Brandon Hospital. At the other end, St. Joseph's Hospital, Morton Plant Hospital and South Florida Baptist Hospital each show $14,852.77.

How far the Tampa spread runs. The page shows a 4x spread across 25 hospitals, with a median of $7,480 across all 290 published Cigna rates. The plan types beside the highest figures are Medicare HMO or Medicare managed care, so those numbers reflect Medicare Advantage plans, not commercial ones. The lowest rates are listed under HMO, but the plan behind a rate is not always stated in full, so a figure may not match your own plan.

What a Cigna member can ask about a Tampa knee replacement. These are facility rates only, and professional fees are billed separately.

Ask Cigna for your own plan's negotiated rate and estimated cost share at a named hospital.
Ask Cigna whether that hospital is in network for your plan.
Ask the hospital for an estimate.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for Knee Replacement in Tampa-St. Petersburg

Aetna $12,915.46 - $31,455 26 hospitals Florida Blue $8,128 - $13,809.38 25 hospitals Humana $11,000 - $71,326.12 21 hospitals Freedom Health $1,638 - $14,077.52 19 hospitals Oscar Health $16,758.96 - $33,071 19 hospitals Simply Healthcare $2,250 - $22,524.04 19 hospitals

View all Knee Replacement prices in Tampa-St. Petersburg (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna Knee Replacement in Tampa-St. Petersburg?

The lowest Cigna negotiated rate for Knee Replacement in Tampa-St. Petersburg is $3,885 at Tampa General Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $14,852.77 at St. Joseph's Hospital, a 4x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Tampa-St. Petersburg hospitals have published Cigna rates?

25 hospitals in the Tampa-St. Petersburg area have published Cigna negotiated rates for Knee Replacement in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Does Cigna require prior authorization for knee replacement?

Almost all Cigna plans require prior authorization for knee replacement surgery. Without authorization, Cigna can deny the claim entirely. Start the approval process well before your planned surgery date and confirm what documentation your plan requires.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com