Cigna Knee Replacement Rates in Pensacola
Published Cigna negotiated rates for Knee Replacement at 3 hospitals in Pensacola, FL. Data from CMS-mandated hospital transparency files.
Lowest Rate
$8,720
Ascension Sacred Heart Pensacola
all plan types
Highest Rate
$35,397.65
Santa Rosa Medical Center
all plan types
Rate Spread
4x
across all plan types
Hospitals
3
with Cigna data
Cigna negotiated rates for knee replacement in Pensacola range from $8,720 at Ascension Sacred Heart Pensacola to $35,397.65 at Santa Rosa Medical Center, roughly a 4x spread across three hospitals. The lowest listed rates may reflect Medicaid or Medicare plan types rather than commercial coverage.
Cigna Knee Replacement Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| Ascension Sacred Heart Pensacola | $8,720 |
| HCA Florida West Hospital | $17,004 |
| Santa Rosa Medical Center | $35,397.65 |
Median of all 35 published Cigna rates for Knee Replacement at these hospitals: $40,673
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for Knee Replacement in Pensacola
Frequently Asked Questions
Where is the lowest-cost Cigna Knee Replacement in Pensacola?
The lowest Cigna negotiated rate for Knee Replacement in Pensacola is $8,720 at Ascension Sacred Heart Pensacola, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $35,397.65 at Santa Rosa Medical Center, a 4x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Pensacola hospitals have published Cigna rates?
3 hospitals in the Pensacola area have published Cigna negotiated rates for Knee Replacement in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Does Cigna require prior authorization for knee replacement?
Almost all Cigna plans require prior authorization for knee replacement surgery. Without authorization, Cigna can deny the claim entirely. Start the approval process well before your planned surgery date and confirm what documentation your plan requires.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com