Cigna Knee Replacement Rates in Knoxville
Published Cigna negotiated rates for Knee Replacement at 8 hospitals in Knoxville, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$1,463
The University of Tennessee Medical Center
all plan types
Highest Rate
$27,018.17
Tennova North Knoxville Medical Center
all plan types
Rate Spread
18x
across all plan types
Hospitals
8
with Cigna data
Cigna's negotiated rates for knee replacement in Knoxville span an 18x range, from $1,463 at The University of Tennessee Medical Center (IFP Connect) to $27,018.17 at Tennova North Knoxville Medical Center. The median across 8 hospitals is $3,419. Lowest rates can reflect plan types such as Medicaid or Medicare rather than commercial coverage.
Cigna Knee Replacement Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| The University of Tennessee Medical Center | $1,463 |
| Fort Loudoun Medical Center | $2,372 |
| Fort Sanders Regional Medical Center | $2,372 |
| Methodist Medical Center of Oak Ridge | $2,372 |
| Parkwest Medical Center | $2,372 |
| Roane Medical Center | $2,372 |
| Tennova Turkey Creek Medical Center | $26,866.30 |
| Tennova North Knoxville Medical Center | $27,018.17 |
Median of all 46 published Cigna rates for Knee Replacement at these hospitals: $3,419
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Cigna Knee Replacement Rates in Knoxville
Where Cigna knee replacement rates start in Knoxville. The lowest published rate is $1,463 at The University of Tennessee Medical Center, followed by $2,372 at Fort Loudoun Medical Center and Fort Sanders Regional Medical Center. At the top, Tennova North Knoxville Medical Center shows $27,018.17 and Tennova Turkey Creek Medical Center shows $26,866.30.
The 18x spread in Cigna's Knoxville knee replacement figures. The page shows an 18x spread, and the median of all 46 published Cigna rates is $3,419. The plan types beside the lowest rates are IFP Connect and IFP, which are not specified as commercial employer plans, so the plan behind a rate is not always clear. The highest rates are listed under Cigna HMO/PPO, so the two ends may not describe the same kind of plan.
What a Cigna member can ask about a Knoxville knee replacement. These are facility rates, and professional fees are billed separately. A member can ask:
- Cigna, for the negotiated rate and estimated cost share for their own plan at a named hospital
- Cigna, whether that hospital is in network for their plan
- The hospital, for an estimate
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for Knee Replacement in Knoxville
Frequently Asked Questions
Where is the lowest-cost Cigna Knee Replacement in Knoxville?
The lowest Cigna negotiated rate for Knee Replacement in Knoxville is $1,463 at The University of Tennessee Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $27,018.17 at Tennova North Knoxville Medical Center, an 18x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Knoxville hospitals have published Cigna rates?
8 hospitals in the Knoxville area have published Cigna negotiated rates for Knee Replacement in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Does Cigna require prior authorization for knee replacement?
Almost all Cigna plans require prior authorization for knee replacement surgery. Without authorization, Cigna can deny the claim entirely. Start the approval process well before your planned surgery date and confirm what documentation your plan requires.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com