Cigna Knee Replacement Rates in Chattanooga
Published Cigna negotiated rates for Knee Replacement at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$2,496
CHI Memorial Hospital Chattanooga
all plan types
Highest Rate
$34,140
Parkridge Medical Center
all plan types
Rate Spread
14x
across all plan types
Hospitals
4
with Cigna data
Cigna's negotiated rates for knee replacement in Chattanooga span a 14x range, from $2,496 at CHI Memorial Hospital Chattanooga to $34,140 at Parkridge Medical Center. The median across the four hospitals is $12,102.13. Rates vary by plan type, and lower figures can reflect Medicaid or Medicare rather than commercial plans, though the lowest listed here is a Commercial LocalPlus rate.
Cigna Knee Replacement Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| CHI Memorial Hospital Chattanooga | $2,496 |
| CHI Memorial Hospital Hixson | $2,496 |
| Parkridge East Hospital | $27,580 |
| Parkridge Medical Center | $27,580 |
Median of all 10 published Cigna rates for Knee Replacement at these hospitals: $12,102.13
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Cigna Knee Replacement Rates in Chattanooga
Where Cigna knee replacement rates start and end in Chattanooga. The lowest published rate is $2,496, shown at both CHI Memorial Hospital Chattanooga and CHI Memorial Hospital Hixson. The highest is $34,140 at Parkridge Medical Center, and Parkridge East Hospital shows the same top figure. Parkridge East Hospital and Parkridge Medical Center both start at $27,580.
The 14x Chattanooga spread and the plan behind a rate. Across the 10 published Cigna rates at these 4 hospitals, the spread is 14x and the median is $12,102.13. The plan types beside the lowest rates are listed as Commercial or LocalPlus, so they are not clearly Medicaid, CHIP or Medicare Advantage. Even so, the plan behind a rate is not always stated in full, so a figure may not match your own plan.
What a Cigna member can ask about a Chattanooga knee replacement. These are facility rates, and professional fees are billed separately. You can ask:
- Cigna: your own plan's negotiated rate and estimated cost share at a named hospital.
- Cigna: whether that hospital is in network for your plan.
- The hospital: an estimate for your procedure.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for Knee Replacement in Chattanooga
Frequently Asked Questions
Where is the lowest-cost Cigna Knee Replacement in Chattanooga?
The lowest Cigna negotiated rate for Knee Replacement in Chattanooga is $2,496 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $34,140 at Parkridge Medical Center, a 14x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Chattanooga hospitals have published Cigna rates?
4 hospitals in the Chattanooga area have published Cigna negotiated rates for Knee Replacement in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Does Cigna require prior authorization for knee replacement?
Almost all Cigna plans require prior authorization for knee replacement surgery. Without authorization, Cigna can deny the claim entirely. Start the approval process well before your planned surgery date and confirm what documentation your plan requires.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com