Cigna ER Visit Rates in Knoxville
Published Cigna negotiated rates for ER Visit at 9 hospitals in Knoxville, TN. Data from CMS-mandated hospital transparency files.
If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.
Do not delay emergency care based on cost.
Lowest Rate
$66.66
The University of Tennessee Medical Center
all plan types
Highest Rate
$2,152.78
LaFollette Medical Center
all plan types
Rate Spread
32x
across all plan types
Hospitals
9
with Cigna data
Cigna's negotiated ER visit rates in Knoxville span a 32x gap, from $66.66 at The University of Tennessee Medical Center to $2,152.78 at LaFollette Medical Center. The median across 9 hospitals is $882. The lowest rate reflects a Medicare Advantage plan, which often prices well below commercial plans.
Cigna ER Visit Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| The University of Tennessee Medical Center | $66.66 |
| Fort Loudoun Medical Center | $260.05 |
| Fort Sanders Regional Medical Center | $260.05 |
| Methodist Medical Center of Oak Ridge | $260.05 |
| Parkwest Medical Center | $260.05 |
| Roane Medical Center | $260.05 |
| Tennova Turkey Creek Medical Center | $571.23 |
| Tennova North Knoxville Medical Center | $581.42 |
| LaFollette Medical Center | $972.24 |
Median of all 339 published Cigna rates for ER Visit at these hospitals: $882
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Cigna ER Visit Rates in Knoxville
Where Cigna's Knoxville ER visit rates start and end. The lowest published rate is $66.66 at The University of Tennessee Medical Center, followed by $260.05 at Fort Loudoun Medical Center and Fort Sanders Regional Medical Center. At the other end, LaFollette Medical Center shows $2,152.78. Of the 9 hospitals with Cigna rates, Roane Medical Center and Parkwest Medical Center also sit near the low end at $260.05.
How wide the Knoxville ER visit spread runs. The page shows a 32x spread across the hospitals, and the median of all 339 published Cigna rates for this procedure at these hospitals is $882. The plan types beside the lowest rates are Medicare Advantage and Medicare HMO, so the low end likely reflects those plans rather than commercial plans.
What to ask Cigna and a Knoxville hospital about an ER visit. Members can:
- Ask Cigna for the negotiated rate and estimated cost share under their own plan at a named hospital.
- Ask Cigna whether that hospital is in network for their plan.
- Ask the hospital for an estimate.
These are facility rates, and professional fees are billed separately.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for ER Visit in Knoxville
Frequently Asked Questions
Where is the lowest-cost Cigna ER Visit in Knoxville?
The lowest Cigna negotiated rate for ER Visit in Knoxville is $66.66 at The University of Tennessee Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $2,152.78 at LaFollette Medical Center, a 32x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Knoxville hospitals have published Cigna rates?
9 hospitals in the Knoxville area have published Cigna negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Will Cigna cover an out-of-network ER visit?
Under the No Surprises Act, emergency services must be covered regardless of network status. Cigna cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com