Cigna C-Section Rates in Tampa-St. Petersburg

Published Cigna negotiated rates for C-Section at 13 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$3,885

Tampa General Hospital

all plan types

Highest Rate

$8,484

HCA Florida Oak Hill Hospital

all plan types

Rate Spread

across all plan types

Hospitals

with Cigna data

Cigna's negotiated rates for a C-section in Tampa-St. Petersburg span a 2x range across 13 hospitals, from $3,885 at Tampa General Hospital (HMO) to $8,484 at HCA Florida Oak Hill Hospital. The median rate is $7,480. Lower rates may reflect Medicaid or Medicare plan types rather than commercial coverage.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna C-Section Rates by Hospital

Hospital	Lowest Cigna Rate	Plan Type	Highest Rate	Plans
Tampa General Hospital	$3,885	Hmo	$3,993	2
HCA Florida Bayonet Point Hospital	$7,480	HMO	$7,480	22
HCA Florida Brandon Hospital	$7,480	HMO	$7,480	22
HCA Florida Largo Hospital	$7,480	HMO	$7,480	22
HCA Florida Largo West Hospital	$7,480	HMO	$7,480	22
HCA Florida Northside Hospital	$7,480	HMO	$7,480	22
HCA Florida Pasadena Hospital	$7,480	HMO	$7,480	22
HCA Florida South Shore Hospital	$7,480	HMO	$7,480	22
HCA Florida South Tampa Hospital	$7,480	HMO	$7,480	22
HCA Florida St. Petersburg Hospital	$7,480	HMO	$7,480	22
HCA Florida Trinity Hospital	$7,480	HMO	$7,480	22
HCA Florida West Tampa Hospital	$7,480	HMO	$7,480	22
HCA Florida Oak Hill Hospital	$8,484	HMO	$8,484	22

Median of all 266 published Cigna rates for C-Section at these hospitals: $7,480

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for C-Section in Tampa-St. Petersburg

AvMed $5,119 - $13,164 12 hospitals Molina Healthcare $1,950 - $2,702 12 hospitals Freedom Health $1,638 - $1,950 12 hospitals Optimum HealthCare $1,950 - $1,950 12 hospitals Simply Healthcare $2,250 - $2,250 12 hospitals Florida Blue $1,756 - $3,169 7 hospitals

View all C-Section prices in Tampa-St. Petersburg (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna C-Section in Tampa-St. Petersburg?

The lowest Cigna negotiated rate for C-Section in Tampa-St. Petersburg is $3,885 at Tampa General Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $8,484 at HCA Florida Oak Hill Hospital, a 2x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Tampa-St. Petersburg hospitals have published Cigna rates?

13 hospitals in the Tampa-St. Petersburg area have published Cigna negotiated rates for C-Section in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Does the Cigna rate include all C-section costs?

The published rate typically covers the facility fee only. It usually does not include separately billed charges such as the surgeon's fee, anesthesia, lab work, or the newborn's hospital stay. Your total out-of-pocket cost with Cigna will depend on these additional charges plus your plan's deductible and coinsurance.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com