Cigna C-Section Rates in Nashville

Published Cigna negotiated rates for C-Section at 4 hospitals in Nashville, TN. Data from CMS-mandated hospital transparency files.

Lowest Rate

$813.36

Vanderbilt University Medical Center

all plan types

Highest Rate

$6,165

Ascension Saint Thomas Midtown

all plan types

Rate Spread

8x

across all plan types

Hospitals

4

with Cigna data

Cigna's negotiated rates for a c-section in Nashville span 8x, from $813.36 at Vanderbilt University Medical Center to $6,165 at Ascension Saint Thomas Midtown. The median across the four hospitals is $5,004.98. Rates vary by plan type, and the lowest figures may reflect plan structures other than standard commercial coverage.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna C-Section Rates by Hospital

Hospital Lowest Cigna Rate
Vanderbilt University Medical Center $813.36
Ascension Saint Thomas Rutherford $2,118
Ascension Saint Thomas West $2,118
Ascension Saint Thomas Midtown $2,800

Median of all 32 published Cigna rates for C-Section at these hospitals: $5,004.98

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Cigna C-Section Rates in Nashville

Where Cigna c-section rates start and end in Nashville. Among the 4 hospitals with Cigna rates, the lowest published figure is $813.36 at Vanderbilt University Medical Center. Ascension Saint Thomas Rutherford and Ascension Saint Thomas West both list $2,118 as their lowest. At the top, Ascension Saint Thomas Midtown shows $6,165, and Vanderbilt University Medical Center also lists a high of $10,001.68.

How wide the Nashville spread runs. The page shows an 8x spread across the rates, with a median of $5,004.98 across all 32 published Cigna rates for this procedure at these hospitals. The plan type listed beside the lowest rates is not Medicaid, CHIP or Medicare Advantage; the labels read OAP All Commercial Plans and LocalPlus plans. Still, the plan behind a given rate is not always spelled out, so a listed figure may not match your own plan.

Questions for Cigna and your Nashville hospital. These are facility rates, and professional fees are billed separately. Members can ask:

  • Cigna: what is my plan's negotiated rate and estimated cost share at a named hospital, such as Ascension Saint Thomas West?
  • Cigna and the hospital: is this hospital in network for my specific plan?
  • The hospital: can I get a written estimate for my delivery?

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for C-Section in Nashville

View all C-Section prices in Nashville (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna C-Section in Nashville?

The lowest Cigna negotiated rate for C-Section in Nashville is $813.36 at Vanderbilt University Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $6,165 at Ascension Saint Thomas Midtown, an 8x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Nashville hospitals have published Cigna rates?

4 hospitals in the Nashville area have published Cigna negotiated rates for C-Section in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Does the Cigna rate include all C-section costs?

The published rate typically covers the facility fee only. It usually does not include separately billed charges such as the surgeon's fee, anesthesia, lab work, or the newborn's hospital stay. Your total out-of-pocket cost with Cigna will depend on these additional charges plus your plan's deductible and coinsurance.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com