Cigna C-Section Rates in Knoxville

Published Cigna negotiated rates for C-Section at 6 hospitals in Knoxville, TN. Data from CMS-mandated hospital transparency files.

Lowest Rate

$2,372

Fort Loudoun Medical Center

all plan types

Highest Rate

$3,622.65

The University of Tennessee Medical Center

all plan types

Rate Spread

2x

across all plan types

Hospitals

6

with Cigna data

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna C-Section Rates by Hospital

Hospital Lowest Cigna Rate
Fort Loudoun Medical Center $2,372
Fort Sanders Regional Medical Center $2,372
Methodist Medical Center of Oak Ridge $2,372
Parkwest Medical Center $2,372
Roane Medical Center $2,372
The University of Tennessee Medical Center $2,412.71

Median of all 31 published Cigna rates for C-Section at these hospitals: $3,419

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for C-Section in Knoxville

View all C-Section prices in Knoxville (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna C-Section in Knoxville?

The lowest Cigna negotiated rate for C-Section in Knoxville is $2,372 at Fort Loudoun Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $3,622.65 at The University of Tennessee Medical Center, a 2x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Knoxville hospitals have published Cigna rates?

6 hospitals in the Knoxville area have published Cigna negotiated rates for C-Section in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Does the Cigna rate include all C-section costs?

The published rate typically covers the facility fee only. It usually does not include separately billed charges such as the surgeon's fee, anesthesia, lab work, or the newborn's hospital stay. Your total out-of-pocket cost with Cigna will depend on these additional charges plus your plan's deductible and coinsurance.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com