ER Visit Cost in Port St. Lucie, FL

An emergency department (ER) visit is a hospital encounter in which a patient is evaluated by emergency medicine staff in a dedicated treatment area. The facility fee, which is the charge from the hospital for the room, equipment, and nursing and support staff, is billed using one of three levels of codes: HCPCS 99283 (Level 3, Moderate), 99284 (Level 4, High/Urgent), and 99285 (Level 5, Critical). The level reflects the intensity of resources the hospital used during the visit. Prices on this page come from the CMS-mandated hospital transparency files that hospitals are required to publish. Physician fees are billed separately from the facility fee.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-09-01

ER Visit Level 3 (Moderate) (HCPCS 99283)

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Hospital Cash Price
Cleveland Clinic Martin North $457.60 Schedule →
HCA Lawnwood * $4,499 * Schedule →
HCA St. Lucie * $2,869 * Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

ER Visit Level 4 (High/Urgent) (HCPCS 99284)

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Hospital Cash Price
Cleveland Clinic Martin North $783.90 Schedule →
HCA Lawnwood * $5,504 * Schedule →
HCA St. Lucie * $4,921 * Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

ER Visit Level 5 (Critical) (HCPCS 99285)

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Hospital Cash Price
Cleveland Clinic Martin North $1,144 Schedule →
HCA Lawnwood * $5,217 * Schedule →
HCA St. Lucie * $5,167 * Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

What These Prices Mean

Understanding the price columns
The gross charge is the hospital's full list price, also called the chargemaster rate. The cash price is the amount for patients paying without insurance. The insured range shows the lowest and highest negotiated rates that insurance plans have agreed to pay. At Cleveland Clinic Martin North, the Level 3 gross charge is $704 and the cash price is $457.6, which is 65% of gross. At HCA St. Lucie, the Level 3 gross charge is $2,869 and the cash price is also $2,869, or 100% of gross. HCA Lawnwood's Level 3 cash price is $4,499. Patients on high-deductible plans who have not yet met their deductible owe the negotiated rate, not the gross charge.

Code variations
The three codes differ by the level of resources used during the visit. At Cleveland Clinic Martin North, cash prices rise from $457.6 (Level 3) to $783.9 (Level 4), a difference of $326.3, and to $1,144 (Level 5), another $360.1. At HCA St. Lucie, cash rises from $2,869 to $4,921 (a $2,052 difference) and to $5,167 (another $246).

Why ER Visit Prices Vary

Hospital pricing structures
Gross charges differ widely. For Level 3, HCA Lawnwood's gross charge of $4,499 is $3,795 above Cleveland Clinic Martin North's $704. The gap in cash prices is $4,041,499 versus $457.6, a difference of $4,041.4, so the gap does not narrow here because HCA hospitals set cash equal to gross. Cleveland Clinic Martin North applies a 35% reduction from gross to cash across all three codes, while HCA St. Lucie and HCA Lawnwood show no reduction. Because the HCA starting gross charges are far higher, the Cleveland Clinic cash price remains lower even though its discount is also a percentage off a much smaller figure.

Facility type and alternatives
Cleveland Clinic Martin North is part of an academic medical system, while the HCA Florida hospitals are part of a for-profit hospital network. Each negotiates its own insurer contracts and sets its own chargemaster. Cash prices in this dataset range from $457.6 to $5,504. Freestanding or outpatient facilities are not in this dataset and may charge differently.
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Paying cash? Health insurance could lower your ER Visit cost.

Published cash prices on this page range from $457.60 to $5,504 (including hospitals that publish cash equal to gross charge, marked with * in the table). The lowest insured rate in the price table is $46.22 (Cleveland Clinic Martin North Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for ER Visit in Port St. Lucie

How much does each insurance company pay for er visit at Port St. Lucie hospitals?

Insurer Lowest Rate Hospitals
Florida Blue $46.22 3
AmeriHealth Caritas $55.49 3
Molina Healthcare $56.56 3
Sunshine Health $56.56 3
AvMed $75.37 3
UnitedHealthcare $75.37 3
Aetna $93.46 3
MultiPlan/PHCS $98.49 3

Rates shown are the lowest and highest negotiated rates each insurer has published across Port St. Lucie hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for ER Visit Level 3 (Moderate) (HCPCS 99283) at HCA St. Lucie, outpatient facility fee:

ER Visit Level 3 (Moderate) (99283), HCA St. Lucie Payer Rates

Insurance Payer Plan Type Negotiated Rate
CorVel Corporation WORKERSCOMP $73.15
CareWorks (Rockport) WORKERSCOMP $74.69
Prime Health WORKERSCOMP $74.69
CorVel Corporation WORKERSCOMP $621.28
CareWorks (Rockport) WORKERSCOMP $634.36
Prime Health WORKERSCOMP $634.36
Molina HIX $800
Molina HIX $800
Molina HIX $800
Molina HIX $800
Molina HIX $800
Aetna ASA $859.80
Aetna ASA $860.70
Aetna ASA $872.40
Aetna ASA $872.40
United PPO OptionsPPO $1,226.65
United PPO OptionsPPO $1,227.93
United PPO OptionsPPO $1,244.62
United PPO OptionsPPO $1,244.62
AmeriHealth Caritas HIX $1,261.04
AmeriHealth Caritas HIX $1,262.36
AmeriHealth Caritas HIX $1,279.52
AmeriHealth Caritas HIX $1,279.52
United GlobalBenefitPlanAppendix $1,289.70
United GlobalBenefitPlanAppendix $1,291.05
United GlobalBenefitPlanAppendix $1,308.60
United GlobalBenefitPlanAppendix $1,308.60
AvMed JacksonFirstNetworkOON $1,433
Plotkin Health COMM $1,433
Prime Health Sherriff COMM $1,433
AvMed JacksonFirstNetworkOON $1,434.50
Plotkin Health COMM $1,434.50
Prime Health Sherriff COMM $1,434.50
AvMed JacksonFirstNetworkOON $1,454
Plotkin Health COMM $1,454
Prime Health Sherriff COMM $1,454
AvMed JacksonFirstNetworkOON $1,454
Plotkin Health COMM $1,454
Prime Health Sherriff COMM $1,454
Sunshine State Health Plan QHP $1,503
Sunshine State Health Plan QHP $1,503
Sunshine State Health Plan QHP $1,503
Sunshine State Health Plan QHP $1,503
Sunshine State Health Plan QHP $1,503
AvMed HIX $1,707
Multiplan COMMPPOPRIMARYNETWORK $2,149.50
Multiplan COMMPPOPRIMARYNETWORK $2,151.75
Multiplan COMMPPOPRIMARYNETWORK $2,181
Multiplan COMMPPOPRIMARYNETWORK $2,181
Multiplan COMMPPOCOMPLEMENTARYNETWORK $2,436.10
Multiplan COMMPPOCOMPLEMENTARYNETWORK $2,438.65
Multiplan COMMPPOCOMPLEMENTARYNETWORK $2,471.80
Multiplan COMMPPOCOMPLEMENTARYNETWORK $2,471.80
Oscar HIX $2,713
Simply Healthcare HIX $2,968
BCBS MBN $3,425
BCBS BSLNON-PAR $4,007
BCBS PHS $4,007
BCBS HMO $4,051
BCBS SBN $4,051
BCBS NWB $4,339
BCBS PPO $4,339
Cigna NewBusinessNBN $5,387
Cigna NewBusinessNBN $5,387
Cigna NewBusinessNBN $5,387
Cigna NewBusinessNBN $5,387
United AllPayerAppendix $6,696
United AllPayerAppendix $6,696
United AllPayerAppendix $6,696
United AllPayerAppendix $6,696
Cigna HMO $7,272
Cigna PPO $7,272
Cigna HMO $7,272
Cigna PPO $7,272
Cigna HMO $7,272
Cigna PPO $7,272
Cigna HMO $7,272
Cigna PPO $7,272
AvMed Empower $7,828
AvMed Engage $7,828
AvMed Flex $7,828
AvMed Focus $7,828
AvMed FullyInsured $7,828
AvMed Select $7,828
AvMed ASOEO $8,681

Key finding: For Level 3 ER visits, AvMed's rate at HCA St. Lucie is $7,828 on some plans and $8,681 on another, versus $46.22 for Blue Cross plans at Cleveland Clinic Martin North.

What to Do With These ER Visit Prices

Which level did the bill charge? After the visit, look for 99283, 99284 or 99285 on the statement. The hospital assigns the level based on the care you received, so you could not have picked it in advance. If the level looks off, ask the billing office what documentation supported it, and quote the code when you call.

Check cash against insured at the same hospital. At HCA Florida Lawnwood Hospital, the cash price for 99284 is $5,504, the same as its gross charge, while its insured range tops out at $4,678.40. At Cleveland Clinic Martin North Hospital, cash for 99283 is $457.60, well below the gross of $704. If a bill is above the figures for your code here, ask how the amount was set.

Sort the hospital bill from the doctor bills. The numbers on this page are facility charges only. The ER physician often bills separately, and radiology or lab work may arrive as their own statements. Ask for an itemized bill and check that tests, imaging and medications each appear as their own lines instead of one lump sum.

  • Match each charge to a date of service.
  • Ask whether any line repeats a charge already included in the visit level.
  • Keep names and call dates when you talk to billing.

Data on this page is complete. Every row has a cash price and a gross charge, so no zeros or blanks need reading as free care.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. Assistance applications and discount requests can be made after the visit.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About ER Visit Costs

How much does a er visit cost without insurance in Port St. Lucie?

Cash prices differ by hospital and level. At Cleveland Clinic Martin North, Level 3 is $457.6, Level 4 is $783.9, and Level 5 is $1,144. At HCA St. Lucie, Level 3 is $2,869, Level 4 is $4,921, and Level 5 is $5,167. At HCA Lawnwood, Level 3 is $4,499, Level 5 is $5,217, and Level 4 is $5,504. Overall, cash prices range from $457.6 to $5,504. Within Cleveland Clinic Martin North, Level 5 costs $686.4 more than Level 3. These are facility fees only; physician and professional fees are billed separately.

Why is the gross charge so much higher than the cash price?

The gross charge, or chargemaster price, is a hospital's full list price before any discounts or negotiated rates. Almost no one pays it. At Cleveland Clinic Martin North, cash is 65% of gross for all three codes, such as $457.6 against $704 for Level 3. At HCA St. Lucie and HCA Lawnwood, cash is 100% of gross, so no discount is applied. Even with its larger percentage reduction, Cleveland Clinic's cash prices are lower because its starting gross charges are much lower than those of the HCA hospitals.

Does insurance cover a er visit?

Coverage depends on your plan and on whether the visit meets the plan's medical necessity criteria. Negotiated rates vary widely: Level 3 rates across 242 payer rates range from $46.22 to $8,681. Emergency visits generally do not require prior authorization, though non-emergency services may under some plans. If you have a high-deductible plan and have not met your deductible, you owe the negotiated rate for your plan, not the gross charge.

Are there additional fees beyond the er visit facility charge?

Yes. The facility fee covers the hospital's room, equipment, and staff. Emergency physicians bill separately for their professional services. If imaging, lab work, or other services are performed during the visit, those are typically billed as separate line items, and any specialists who see you may also bill separately. Procedures performed in the emergency department can add ER facility fees on top of the visit level charge. No dollar amounts for these additional fees are included in the source data.

What is the cash price for a level 3 ER visit at Cleveland Clinic Martin North Hospital?

The cash price is $457.60 for 99283 (ER Visit Level 3) at Cleveland Clinic Martin North Hospital, which is 65% of its $704 gross charge. For 99284 the cash price is $783.90, and for 99285 it is $1,144. These are facility charges only and do not include physician fees.

Which Port St. Lucie hospitals publish a self-pay price equal to the gross charge?

Two of the three hospitals on this page, HCA Florida Lawnwood Hospital and HCA Florida St. Lucie Hospital, publish cash prices equal to gross charges, so no self-pay discount is listed. For example, HCA Florida Lawnwood Hospital lists $4,499 for 99283. These are facility charges only.

What are the lowest and highest ER visit cash prices in Port St. Lucie?

The page's cash prices run from $457.60 at Cleveland Clinic Martin North Hospital (99283) to $5,504 at HCA Florida Lawnwood Hospital (99284). Excluding hospitals whose cash equals gross, the range is from $457.60 to $1,144, with the highest about 3x the lowest. All figures are facility charges only.

What does Florida Blue pay for ER visits in Port St. Lucie?

Florida Blue's published rates across the 3 hospitals run from $46.22 at Cleveland Clinic Martin North Hospital to $5,654 at HCA Florida St. Lucie Hospital, with a median of $2,946. The highest is about 122x the lowest. These are facility rates only, and rates vary by plan.

How much do insurer rates vary for 99283 at HCA Florida St. Lucie Hospital?

The page lists 85 published rates for 99283 at HCA Florida St. Lucie Hospital, from $73.15 (CorVel Corporation, workers' comp) to $8,681 (AvMed ASOEO). The highest is about 119x the lowest. The hospital's gross charge and cash price are both $2,869. All figures are facility charges only.

Compare Other Procedures in Port St. Lucie

Data Sources

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Heads up: source files are large

Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.

Cleveland Clinic Martin North Hospital

File updated: 2026-06-15 · Accessed by us: 2026-10-15

Attested by: Wes Wolfe

We are not affiliated with Cleveland Clinic Martin North Hospital. Published prices may not reflect your actual cost. Disclaimer

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HCA Florida Lawnwood Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: Eric Goldman

We are not affiliated with HCA Florida Lawnwood Hospital. Published prices may not reflect your actual cost. Disclaimer

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HCA Florida St. Lucie Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: Corey Lovelace

We are not affiliated with HCA Florida St. Lucie Hospital. Published prices may not reflect your actual cost. Disclaimer

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