CT Scan Cost in Fort Walton Beach-Destin, FL

How much does a ct scan cost without insurance in Fort Walton Beach-Destin?

Cash prices differ sharply by hospital. At Sacred Heart Emerald Coast, both codes carry a cash price of $2,104. At HCA Twin Cities, the cash price is $28,337 for 74176 and $35,875 for 74177. At HCA Fort Walton-Destin, it is $29,347 for 74176 and $35,203 for 74177. The overall range is $2,104 to $35,875. The contrast version (74177) costs more than the non-contrast version (74176) at both HCA hospitals. These figures are facility fees only. Physician and professional fees are billed separately by the providers involved.

Why is the gross charge so much higher than the cash price?

The gross charge is the chargemaster price, a list rate set by the hospital that almost no one pays in full. Cash prices are discounted from it. At Sacred Heart Emerald Coast, cash is 40% of gross ($2,104 of $5,260). At both HCA hospitals, cash is 100% of gross, so no discount applies. Sacred Heart's larger percentage discount still results in a far lower cash price, because its gross charge starts much lower than the HCA gross charges of $28,337 to $35,875. Insurers negotiate their own rates, which are typically well below gross charges.

Does insurance cover a ct scan?

Coverage depends on your plan and on whether the scan is considered medically necessary. Non-emergency scans often require prior authorization from the insurer. Negotiated rates vary widely: for code 74176, the lowest is $242.63 and the highest is $29,347, depending on the payer and hospital. If you have a high-deductible plan and have not yet met your deductible, you owe the negotiated rate for your plan, not the gross charge. After the deductible is met, your share depends on your coinsurance or copay terms.

Are there additional fees beyond the ct scan facility charge?

Yes. The facility fee covers the hospital's equipment, room, and staff. A radiologist, the physician who interprets the images, bills a separate professional reading fee. Contrast dye administration may also appear as its own line item depending on the hospital's billing practices. If the scan is performed in the emergency department, a separate ER facility fee applies in addition to the imaging charges. None of these additional fees are included in the prices listed on this page, and dollar amounts for them are not part of the source data.

What is the cash price for a CT abdomen and pelvis at Ascension Sacred Heart Emerald Coast?

Ascension Sacred Heart Emerald Coast publishes a cash price of $2,104 for both 74176 (without contrast) and 74177 (with contrast). That is 40% of its $5,260 gross charge. These are facility charges only and do not include other bills tied to the visit. Cash is published for 6 of 6 rows on this page.

What are the lowest and highest CT scan prices in Fort Walton Beach-Destin?

Cash prices on this page run from $2,104 at Ascension Sacred Heart Emerald Coast (74176) to $35,875 at HCA Florida Twin Cities Hospital (74177). The gross charge range is from $5,260 to $35,875, and the highest is about 7x the lowest. All figures are facility charges only.

Do HCA Florida hospitals in Destin and Fort Walton Beach offer a self-pay discount on CT scans?

Not in the published data. HCA Florida Fort Walton-Destin Hospital lists cash equal to gross, such as $29,347 for 74176 and $35,203 for 74177. HCA Florida Twin Cities Hospital does the same, with $28,337 for 74176. These are facility charges only, and no self-pay discount is published at either hospital.

What does UnitedHealthcare pay for a CT scan in Fort Walton Beach-Destin?

UnitedHealthcare rates on this page run from $245.06 at Ascension Sacred Heart Emerald Coast to $16,143.75 at HCA Florida Twin Cities Hospital, with a median of $828.27 across 3 hospitals. The highest is about 66x the lowest. These are facility rates only, and professional fees are not included.

What is the difference between CPT codes 74176 and 74177 for a CT scan in Destin?

Code 74176 is CT Abdomen and Pelvis without Contrast, and 74177 is the same scan with contrast. At HCA Florida Fort Walton-Destin Hospital, the cash price is $29,347 for 74176 and $35,203 for 74177. At Ascension Sacred Heart Emerald Coast, both codes show a cash price of $2,104. All are facility charges only.