Chest X-ray Cost in Lakeland-Winter Haven, FL

A chest X-ray with two views is an imaging procedure that uses a small dose of ionizing radiation to produce a flat image of the chest. The two views are typically a frontal image and a side image, taken while a person stands in front of a detector. The resulting image shows the bones, heart outline, lungs, and surrounding structures in shades of gray. The facility fee covers the hospital's room, imaging equipment, and technologist staff. The procedure is billed under HCPCS code 71046. Prices on this page come from the hospital price transparency files that CMS requires hospitals to publish.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-04-01

Scope note: These are hospital facility fees only. Standalone imaging centers (not hospitals) often charge significantly less for outpatient imaging but are not covered by the CMS Hospital Price Transparency Rule, so they are not included in this data. We currently track only hospital-published prices.

Chest X-ray, 2 Views (HCPCS 71046)

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Hospital Cash Price
AdventHealth Heart of Florida * $790.72 * Schedule →
AdventHealth Lake Wales * $1,793.20 * Schedule →
Bartow Regional $455.40 Schedule →
Winter Haven Hospital $455.40 Schedule →
Lakeland Regional $150 Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

What These Prices Mean

Understanding the price columns
The gross charge is the hospital's full list price, also called the chargemaster rate. Lakeland Regional lists $750, Bartow Regional and Winter Haven Hospital list $759, AdventHealth Heart of Florida lists $790.72, and AdventHealth Lake Wales lists $1,793.20. The cash price is what a self-pay patient is charged. It ranges from $150 at Lakeland Regional, 20% of its gross charge, to $455.40 at Bartow Regional and Winter Haven Hospital, 60% of gross, to full gross at both AdventHealth hospitals. The insured range reflects negotiated rates between the hospital and insurers, from $29.60 to $1,523 across the five facilities. A person on a high-deductible plan who has not met the deductible owes the negotiated rate, not the gross charge.

What code 71046 covers
Only one billing code applies here. HCPCS 71046 describes a chest X-ray with two views. A single-view study is billed under a different code and is not part of this dataset. The code covers the technical component, meaning the hospital's equipment and staff, while the physician interpretation is billed separately.

Why Chest X-ray Prices Vary

Hospital pricing structures
Gross charges for code 71046 range from $750 at Lakeland Regional to $1,793.20 at AdventHealth Lake Wales, a gap of $1,043.20. The cash price gap is larger in relative terms: $150 at the low end and $1,793.20 at the high end, a difference of $1,643.20. The spread widens because discount percentages differ. Lakeland Regional discounts its cash price to 20% of gross, Bartow Regional and Winter Haven Hospital to 60%, and the two AdventHealth facilities apply no discount, so cash equals gross.

Facility type and alternatives
Hospitals set chargemaster rates independently, and the rates reflect each facility's own pricing history and contracts rather than the imaging service itself. Larger regional medical centers, smaller community hospitals, and hospital-affiliated outpatient sites may each structure charges differently. Freestanding imaging centers and outpatient facilities, which are not in this dataset, may also charge differently from hospital departments. Among the five hospitals listed, cash prices for this X-ray span $150 to $1,793.20.
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Paying cash? Health insurance could lower your Chest X-ray cost.

Published cash prices on this page range from $150 to $1,793.20 (including hospitals that publish cash equal to gross charge, marked with * in the table). The lowest insured rate in the price table is $29.60 (Bartow Regional Medical Center). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for Chest X-ray in Lakeland-Winter Haven

How much does each insurance company pay for chest x-ray at Lakeland-Winter Haven hospitals?

Insurer Lowest Rate Hospitals
Aetna $29.60 4
UnitedHealthcare $36.31 4
Cigna $47.15 3
Florida Blue $88.38 5

Rates shown are the lowest and highest negotiated rates each insurer has published across Lakeland-Winter Haven hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for Chest X-ray, 2 Views (HCPCS 71046) at Winter Haven Hospital, outpatient facility fee:

Chest X-ray, 2 Views (71046), Winter Haven Hospital Payer Rates

Insurance Payer Plan Type Negotiated Rate
Aetna Commercial Other $29.60
Clear Health Alliance Medicaid HMO $35.95
United Healthcare Medicaid HMO $36.31
Humana Medicaid HMO $37.02
Molina Healthcare Medicaid HMO $37.37
Simply HealthCare Medicaid HMO $37.37
Sunshine Health Medicaid HMO $37.37
Freedom Health Medicaid HMO $37.37
Aetna Medicaid HMO $38.08
Florida Community Care Medicaid HMO $39.15
Cigna Commercial HMO $47.15
Cigna Commercial PPO $48.08
Aetna Commercial HMO $58.56
Aetna Medicare PPO $88.38
BayCarePlus Medicare HMO $88.38
Blue Cross Medicare HMO $88.38
Humana Military Commercial Other $91.82
CarePlus Medicare HMO $93.35
United Healthcare Medicare HMO $94.56
Solis Health Medicare HMO $97.22
Freedom Medicare HMO $100.38
Optimum Medicare HMO $100.38
Aetna Medicare HMO $101.64
Cigna Medicare HMO $101.64
Health First Medicare HMO $101.64
Humana Medicare HMO $110.47
Wellcare Medicare HMO $123.73
Molina Medicare HMO $136.62
Simply Healthcare Medicare HMO $136.62
Molina Medicare HMO $136.62
Simply Healthcare Medicare HMO $136.62
Ambetter Commercial Select Core $198.85
Ambetter Commercial Value $225.36
Ultimate Health Plan Medicare HMO $227.70
Ultimate Health Plan Medicare HMO $227.70
AvMed Commercial Other $235.29
AvMed Commercial Other $235.29
Blue Cross Commercial HMO My Blue $242.50
Blue Cross Commercial HMO My Blue $242.50
Blue Cross Commercial HMO Simply Blue $317.87
Blue Cross Commercial HMO Simply Blue $317.87
Blue Cross Commercial PPO Blue Select $328.04
Blue Cross Commercial PPO Blue Select $328.04
Florida Hospital Commercial PPO $349.14
Florida Hospital Commercial PPO $349.14
Aetna Commercial Other $351.42
Aetna Commercial Other $351.42
Aetna Commercial HMO $367.36
Aetna Commercial HMO $367.36
AvMed Commercial $371.91
AvMed Commercial $371.91
Evolutions Commercial Prime Network Products $379.50
Evolutions Commercial Prime Network Products $379.50
Blue Cross Commercial HMO Health Options $387.24
Blue Cross Commercial HMO Health Options $387.24
Cigna Commercial HMO $399.99
Cigna Commercial HMO $399.99
United Healthcare Commercial HMO $403.79
United Healthcare Commercial HMO $403.79
Blue Cross Commercial PPO Network Blue $407.96
Blue Cross Commercial PPO Network Blue $407.96
Molina Commercial Other $427.32
Molina Commercial Other $427.32
Blue Cross Commercial PPO PHS $437.41
Blue Cross Commercial PPO PHS $437.41
Molina Commercial Other $448.57
Molina Commercial Other $448.57
Evolutions Commercial PPO International $531.30
Evolutions Commercial PPO International $531.30
Evolutions Commercial PPO International $531.30
Evolutions Commercial PPO International $531.30
United Healthcare Commercial PPO $594.30
United Healthcare Commercial PPO $594.30
United Healthcare Commercial PPO $594.30
United Healthcare Commercial PPO $594.30
Multiplan Commercial PPO $607.20
Multiplan Commercial PPO $607.20
Multiplan Commercial PPO $607.20
Multiplan Commercial PPO $607.20
Aetna Commercial PPO $618.58
Aetna Commercial PPO $618.58
Aetna Commercial PPO $618.58
Aetna Commercial PPO $618.58
Evolutions Commercial PPO Select Network $645.15
First Health Commercial PPO $645.15
Evolutions Commercial PPO Select Network $645.15
First Health Commercial PPO $645.15
Evolutions Commercial PPO Select Network $645.15
First Health Commercial PPO $645.15
Evolutions Commercial PPO Select Network $645.15
First Health Commercial PPO $645.15
Cigna Commercial PPO $660.33
Cigna Commercial PPO $660.33
Cigna Commercial PPO $660.33
Cigna Commercial PPO $660.33
United Healthcare Indemnity $683.10
United Healthcare Indemnity $683.10
United Healthcare Indemnity $683.10
United Healthcare Indemnity $683.10
Evolutions Commercial PPO Choice $705.87
Evolutions Commercial PPO Choice $705.87
Evolutions Commercial PPO Choice $705.87
Evolutions Commercial PPO Choice $705.87
Ambetter Commercial Select Core $759
Ambetter Commercial Value $759
Ambetter Commercial Select Core $759
Ambetter Commercial Value $759
Ambetter Commercial Select Core $759
Ambetter Commercial Value $759
United Behavioral Health Commercial Other $759
Ambetter Commercial Select Core $759
Ambetter Commercial Value $759
United Behavioral Health Commercial Other $759

Key finding: Payer rates for code 71046 range from $29.60 (Aetna Commercial Other at Bartow Regional and Winter Haven) to $1,523 (BCBS Traditional OP at Lakeland Regional), a 51-fold difference.

What to Do With These Chest X-ray Prices

Name 71046 and confirm the order. Ask the ordering office for the exact CPT code before you call anyone for a price. This page uses 71046, a two-view chest X-ray, and a request for a different view count or for contrast can change the code. When you call a hospital, quote the code and ask for its cash price and an itemized estimate in writing.

See where a quote lands on this page. The five hospitals here are far apart. Lakeland Regional Health Medical Center publishes a cash price of $150, while its insured rates start at $866. At the other end, AdventHealth Heart of Florida lists cash at $790.72, with insured rates topping out at $201.75. Two hospitals, AdventHealth Heart of Florida and AdventHealth Lake Wales, show cash equal to the gross charge. If your quote sits above the insured range at the same hospital, ask whether that figure is the full list price.

Expect the reading to be billed apart. The prices here are the hospital's technical charge for taking the image. The radiologist who reads it usually bills separately, so ask whether the quote includes that professional fee or whether a second bill will follow. On the bill, check that the facility line and the physician line match the code you were quoted.

What the data does and does not cover. All 5 price rows have a published cash price and none has a missing gross charge, so there are no $0 or blank gaps to read as free care. Outpatient and freestanding imaging centers are not in this dataset and may price differently, so a quote from one can't be checked against these figures.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About Chest X-ray Costs

How much does a chest x-ray cost without insurance in Lakeland-Winter Haven?

Cash prices for a two-view chest X-ray (HCPCS 71046) vary by hospital. Lakeland Regional lists $150. Bartow Regional and Winter Haven Hospital each list $455.40. AdventHealth Heart of Florida lists $790.72, and AdventHealth Lake Wales lists $1,793.20. The overall range runs from $150 to $1,793.20. Only one code is covered, so there is no code variant difference. These amounts are facility fees, which cover the hospital's room, equipment, and staff. Physician or professional fees, such as a radiologist's reading of the image, are billed separately and are not included in these prices.

Why is the gross charge so much higher than the cash price?

The gross charge is the hospital's chargemaster price, a full list rate that almost no one pays. Cash prices are discounted from it. At Lakeland Regional, the cash price of $150 is 20% of the $750 gross charge. At Bartow Regional and Winter Haven Hospital, the cash price of $455.40 is 60% of the $759 gross charge. At both AdventHealth hospitals, cash equals gross. A larger percentage discount does not always produce a lower price: Lake Wales applies no discount but starts from $1,793.20, so its cash price is higher than the others. Insurers typically pay negotiated rates well below the gross charge.

Does insurance cover a chest x-ray?

Coverage depends on your plan and whether the study is considered medically necessary under its terms. Negotiated rates for this X-ray vary widely, from $29.60 to $1,523 across 271 payer rates in the five hospitals' files. Non-emergency imaging may require prior authorization from the insurer, so the plan's requirements apply before the visit. If you have a high-deductible plan and have not met your deductible, you owe the negotiated rate for your plan, not the gross charge. After the deductible is met, copays or coinsurance depend on the plan's terms.

Are there additional fees beyond the chest x-ray facility charge?

Yes. The prices shown are facility fees for the hospital's equipment, room, and technologist staff. For imaging, a radiologist reads and interprets the X-ray, and that professional fee is billed separately from the facility fee. A separate bill may come from the radiology group rather than the hospital. If the X-ray is performed in the emergency department, a separate ER facility fee is also charged. Amounts for these additional fees are not included in the hospital price files used here, so no dollar figures are given.

What is the cash price for a chest x-ray at Winter Haven Hospital?

Winter Haven Hospital publishes a cash price of $455.40 for the 71046 chest x-ray, 2 views. That is 60% of its $759 gross charge. These are facility charges only, so separate professional fees such as a radiologist's reading may be billed on top and are not included in this figure.

What is the lowest cash price for a chest x-ray in Lakeland?

Lakeland Regional Health Medical Center lists the lowest cash price on this page at $150 for code 71046, which is 20% of its $750 gross charge. This is the facility charge only. Its published insured rates run from $866 to $1,523, so cash sits below every insured rate there.

Which Lakeland-Winter Haven hospital has the highest published chest x-ray cash price?

AdventHealth Lake Wales has the highest cash price at $1,793.20 for 71046, equal to its gross charge, so no self-pay discount is published. AdventHealth Heart of Florida also lists cash equal to gross at $790.72. Both figures are facility charges only, and no cash prices are missing for these hospitals.

How much does Aetna pay for a chest x-ray in Winter Haven and Lakeland?

Aetna's published 71046 rates on this page run from $29.60 at Bartow Regional Medical Center to $97.24 at AdventHealth Heart of Florida, across 4 hospitals. The median is $226.53. At Winter Haven Hospital, Aetna's Commercial Other rate of $29.60 is the lowest of 113 published rates. All are facility charges only.

What is the difference between insured rates and cash prices for code 71046 at Winter Haven Hospital?

Winter Haven Hospital's cash price for 71046 is $455.40, while its 113 published insured rates run from $29.60 to $759. Some plans, such as United Healthcare Medicaid HMO at $36.31, are well below cash, and others like Ambetter match the $759 gross charge. All are facility charges only.

Compare Other Procedures in Lakeland-Winter Haven

Data Sources

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Heads up: source files are large

Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.

AdventHealth Heart of Florida

File updated: 2026-04-01 · Accessed by us: 2026-10-15

Attested by: Tim Reiner

We are not affiliated with AdventHealth Heart of Florida. Published prices may not reflect your actual cost. Disclaimer

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AdventHealth Lake Wales

File updated: 2026-04-01 · Accessed by us: 2026-10-15

Attested by: Tim Reiner

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Bartow Regional Medical Center

File updated: 2026-01-01 · Accessed by us: 2026-10-15

Attested by: Jillian Cuckler

We are not affiliated with Bartow Regional Medical Center. Published prices may not reflect your actual cost. Disclaimer

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Winter Haven Hospital

File updated: 2026-01-01 · Accessed by us: 2026-10-15

Attested by: Jillian Cuckler

We are not affiliated with Winter Haven Hospital. Published prices may not reflect your actual cost. Disclaimer

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Lakeland Regional Health Medical Center

File updated: 12/31/2025 · Accessed by us: 2026-10-15

Attested by: Lance Green

We are not affiliated with Lakeland Regional Health Medical Center. Published prices may not reflect your actual cost. Disclaimer

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